:root{--navy:#0b2440;--blue:#1674d1;--sky:#edf6ff;--ink:#172536;--muted:#667789;--line:#dce7f0;--bg:#f7fafc;--green:#157f65;--shadow:0 14px 40px rgba(16,43,68,.09)}
*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,Arial,sans-serif}
.ks-top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}.ks-nav{max-width:1180px;margin:auto;min-height:72px;display:flex;align-items:center;gap:25px;padding:0 20px}.ks-brand{font-size:23px;font-weight:800;text-decoration:none;color:var(--navy);letter-spacing:-.5px}.ks-brand i{font-style:normal;color:var(--blue)}.ks-navlinks{display:flex;gap:18px;align-items:center;flex:1}.ks-navlinks a{text-decoration:none;color:#34495e;font-size:14px;font-weight:600}.ks-navlinks a:hover{color:var(--blue)}.ks-navcta{background:var(--blue)!important;color:#fff!important;padding:10px 14px;border-radius:10px}
.ks-hero{background:linear-gradient(120deg,#eef7ff,#fff 60%);border-bottom:1px solid var(--line)}.ks-hero-in{max-width:1180px;margin:auto;padding:64px 20px 48px;display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center}.eyebrow{color:var(--blue);font-weight:800;font-size:13px;text-transform:uppercase;letter-spacing:.08em}.ks-hero h1{font-size:48px;line-height:1.05;letter-spacing:-1.6px;margin:12px 0 16px;color:var(--navy)}.ks-hero p{font-size:18px;color:var(--muted);max-width:650px}.hero-actions{display:flex;gap:12px;margin-top:24px}.btn-main,.btn-soft{display:inline-block;text-decoration:none;padding:13px 18px;border-radius:11px;font-weight:750}.btn-main{background:var(--blue);color:#fff}.btn-soft{background:#fff;color:var(--navy);border:1px solid var(--line)}.trust-card{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:20px;padding:22px}.trust-row{display:flex;gap:12px;padding:12px 0;border-bottom:1px solid #edf1f4}.trust-row:last-child{border:0}.trust-icon{width:34px;height:34px;border-radius:50%;background:var(--sky);display:grid;place-items:center;color:var(--blue);font-weight:900}
.ks-section{max-width:1180px;margin:0 auto;padding:44px 20px}.ks-section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:20px}.ks-section h2{font-size:30px;letter-spacing:-.6px;color:var(--navy);margin:0}.ks-section-head p{color:var(--muted);margin:6px 0 0}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.feature-card{display:block;background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;text-decoration:none;color:inherit;transition:.18s}.feature-card:hover{transform:translateY(-2px);box-shadow:var(--shadow);border-color:#c7dceb}.feature-card b{display:block;color:var(--navy);font-size:17px;margin:10px 0 7px}.feature-card p{color:var(--muted);font-size:14px;margin:0}.feature-num{color:var(--blue);font-weight:850}
.ks-band{background:var(--navy);color:#fff}.ks-band .ks-section h2{color:#fff}.ks-band .ks-section-head p{color:#c6d5e4}.lab-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.lab-card{border:1px solid #31506c;background:#102f4c;border-radius:16px;padding:20px;color:#fff;text-decoration:none}.lab-card span{color:#a9c9e6;font-size:13px}.lab-card b{display:block;font-size:18px;margin:8px 0}
.ks-footer{background:#071a2c;color:#b9c9d8;padding:38px 20px}.ks-footer-in{max-width:1180px;margin:auto;display:grid;grid-template-columns:2fr 1fr 1fr;gap:25px}.ks-footer a{color:#dbe8f3;text-decoration:none;display:block;margin:7px 0}.ks-footer strong{color:#fff}
.badge-verified{display:inline-flex;gap:6px;align-items:center;background:#eaf7f3;color:var(--green);padding:5px 8px;border-radius:999px;font-size:12px;font-weight:700}
@media(max-width:850px){.ks-navlinks{display:none}.ks-hero-in{grid-template-columns:1fr}.ks-hero h1{font-size:38px}.feature-grid{grid-template-columns:1fr 1fr}.lab-grid{grid-template-columns:1fr}.ks-footer-in{grid-template-columns:1fr}}
@media(max-width:520px){.feature-grid{grid-template-columns:1fr}.ks-hero h1{font-size:33px}.hero-actions{flex-direction:column}}

.compare-trust-v23{max-width:1180px;margin:18px auto 0;padding:12px 18px;background:#edf7f4;border:1px solid #d0e9e1;border-radius:12px;color:#31594d}.compare-trust-v23 a{float:right;color:#0d5ea6;font-weight:700}@media(max-width:650px){.compare-trust-v23 a{float:none;display:block;margin-top:5px}}

/* V24 polish */
html{scroll-behavior:smooth}body{min-height:100vh}.ks-nav{position:relative}.ks-menu-btn{display:none;border:1px solid var(--line);background:#fff;border-radius:9px;padding:9px 11px;font-size:18px}.ks-mobile{display:none;background:#fff;border-top:1px solid var(--line);padding:10px 20px 18px}.ks-mobile.open{display:grid;gap:4px}.ks-mobile a{padding:11px 8px;text-decoration:none;color:var(--navy);font-weight:650;border-bottom:1px solid #edf1f4}.ks-breadcrumb{max-width:1180px;margin:16px auto -8px;padding:0 20px;color:var(--muted);font-size:13px}.ks-breadcrumb a{color:var(--blue);text-decoration:none}.ks-sourcebar{background:#eef7f4;border-bottom:1px solid #d7ebe4}.ks-sourcebar-in{max-width:1180px;margin:auto;padding:8px 20px;display:flex;justify-content:center;gap:22px;font-size:12px;color:#42675d}.ks-sourcebar b{color:#157f65}.ks-card-hover{transition:transform .18s,box-shadow .18s}.ks-card-hover:hover{transform:translateY(-2px);box-shadow:var(--shadow)}
input,select,button,textarea{font:inherit}input:focus,select:focus,button:focus,a:focus{outline:3px solid rgba(22,116,209,.2);outline-offset:2px}.side-table tr:hover td{background:#fbfdff}.side-table td:first-child,.side-table th:first-child{position:sticky;left:0;background:#f7fafc;z-index:2}.proof-row a,.bank-proof a{font-weight:700;color:var(--blue);text-decoration:none}.bank-proof h2{margin-top:32px;color:var(--navy)}.example-card{box-shadow:0 4px 15px rgba(16,43,68,.04)}
.ks-disclaimer{max-width:1180px;margin:20px auto;padding:14px 20px;border-radius:12px;background:#fff8e9;border:1px solid #f0dfb7;font-size:13px;color:#65542d}.ks-backtop{position:fixed;right:18px;bottom:18px;width:42px;height:42px;border:0;border-radius:50%;background:var(--navy);color:#fff;display:none;cursor:pointer;z-index:45}.ks-backtop.show{display:block}.ks-footer-note{max-width:1180px;margin:25px auto 0;padding-top:18px;border-top:1px solid #20374b;font-size:12px;color:#8fa4b7}
@media(max-width:850px){.ks-menu-btn{display:block;margin-left:auto}.ks-navcta{display:none}.ks-nav{min-height:64px}.ks-sourcebar-in{justify-content:flex-start;overflow:auto;white-space:nowrap}.ks-hero-in{padding-top:42px}.ks-footer{padding-bottom:70px}}

.offer-tools{display:grid;grid-template-columns:2fr 1fr 1fr;gap:12px;margin:25px 0}.offer-tools input,.offer-tools select{padding:12px 13px;border:1px solid var(--line);border-radius:10px;background:#fff}.offers-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:20px}.offer-tile{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px;box-shadow:0 5px 18px rgba(16,43,68,.04)}.offer-tile h2{font-size:19px;margin:15px 0 4px}.offer-tile h3{font-size:15px;margin:0;color:var(--blue)}.offer-tile p{color:var(--muted);min-height:38px}.offer-top,.offer-actions{display:flex;justify-content:space-between;gap:10px;align-items:center}.offer-top>span:first-child{font-size:12px;font-weight:800;color:var(--blue);text-transform:uppercase}.offer-kpi{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:14px 0}.offer-kpi span{background:#f5f9fc;padding:10px;border-radius:9px;font-size:12px;color:var(--muted)}.offer-kpi strong{display:block;color:var(--navy);font-size:17px;margin-top:4px}.offer-actions a{font-weight:750;text-decoration:none;color:var(--blue)}.save-offer{border:1px solid #d7b65d;background:#fffaf0;color:#735b1d;border-radius:10px;padding:10px 14px;margin:12px;cursor:pointer;font-weight:700}@media(max-width:850px){.offers-grid{grid-template-columns:1fr 1fr}.offer-tools{grid-template-columns:1fr}}@media(max-width:560px){.offers-grid{grid-template-columns:1fr}}

.v27offer{grid-template-columns:1.5fr repeat(6,minmax(105px,1fr)) auto;align-items:center}.offer-identity{min-width:170px}.metric em{display:block;font-size:11px;color:var(--muted);font-style:normal;margin-top:3px}.metric .condition{font-size:13px}.offer-buttons{display:grid;gap:7px}.compare-pick{border:1px solid #bdd5e9;background:#fff;color:var(--blue);border-radius:9px;padding:8px 10px;font-weight:750;cursor:pointer}.compare-pick.picked{background:#eaf7f3;color:#157f65;border-color:#c9e5dc}.compare-tray{position:fixed;z-index:70;left:50%;bottom:18px;transform:translateX(-50%);background:var(--navy);color:#fff;border-radius:14px;padding:11px 14px;display:flex;align-items:center;gap:15px;box-shadow:0 12px 35px rgba(0,0,0,.2)}.compare-tray a{background:#fff;color:var(--navy);text-decoration:none;font-weight:800;padding:8px 11px;border-radius:8px}.compare-tray button{background:transparent;border:0;color:#c9d9e6;cursor:pointer}.scenario-banner{padding:14px 16px;background:#edf7f4;border:1px solid #d0e9e1;border-radius:12px;margin:18px 0}.compare-note{font-size:13px;color:var(--muted);max-width:900px}.side-table th small{display:block;font-weight:500;color:var(--muted);margin-top:4px}@media(max-width:1050px){.v27offer{grid-template-columns:1.4fr repeat(3,1fr);gap:12px}.offer-buttons{grid-column:1/-1;display:flex}.v27offer .metric:nth-of-type(n+4){display:block}}@media(max-width:650px){.v27offer{grid-template-columns:1fr 1fr}.offer-identity,.offer-buttons{grid-column:1/-1}.compare-tray{width:calc(100% - 24px);justify-content:space-between}.table-wrap{overflow:auto}}